Valley First

Pay-As-You-Go Account

This account is for you if:

  • you're trying to minimize business expenses.
  • you have minimal banking transactions each month.
  • you’d rather save your money for something else. Like that long overdue vacation.

$5 base monthly
account fee

Low fee per


Account Details

  • Free monthly statement and cheque images
  • Free online banking account statement plus eStatement
  • The following transactions are $0.80:
    • In-branch deposits and withdrawals
    • Credit Union ATM deposits and withdrawals
    • In-branch and electronic transfers
    • Pre-authorized payments and credits
    • Cheque clearing
  • Rest easy knowing that your deposits are 100% guaranteed†

Plus, you can access and manage your business accounts 24/7 with Valley First's Business Online Banking services—use Business Online Banking if you need a robust online banking service or use Entrepreneurial Business Online Banking for your day-to-day banking transactions.


® Trade-Mark of Interac Inc. Used under licence

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.


Monthly Fee
No interest rate paid to this account
Electronic bill payment $0.60
Interac® direct payment $0.70
In-branch bill payment $2.00
Interac® ATM withdrawal $2.00
International ATM withdrawal $3.00
Send Interac® e-Transfer
(limited availability, please contact your branch for details)
















View our Business Service Fee Guide for other types of service fees

Ready to apply? Opening an account with us is easy!


Contact us online to apply for a new business account—our approval process is quick and simple.

In Person

If you're more comfortable coming in to see us, we'd be happy to open a new business account for you or make changes to your existing account with us.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.