Valley First

Not sure which
card to pick?

See how our credit cards stack against each other and pick the one that's right for you.



Collabria Mastercard

24/7 Cardholder Service
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Lost Or Stolen Cards
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Check out answers to popular questions



Assurant Solutions

Auto Rental, Mobile Device, Purchase Protection, Extended Warranty
Canada and U.S.: 1-855-255-4037
International Collect: 1-613-634-4956

Desjardins Insurance

Health Care, Trip Cancellation/Interruption & Baggage
Canada and U.S.: 1-800-463-1623
International Collect: 1-418-647-5299
Mon.—Fri. 8:00am to 8:00pm EST
Sat. 8:30am to 4:30pm EST

24/7 Travel Assistance

Illnesses or Accidents that occur while traveling
Canada and U.S.: 1-844-234-6255
International Collect: 1-514-875-4126

No Fee Cash Back Business Mastercard®

This credit card is for you if:

  • you want a free card to get your business going.
  • you like to earn cash back on business purchases.
  • you want to keep your personal and your business spending separate.


1 ptPer $2

19.90%Interest Rate


Card Details

  • $0 annual fee
  • $0 additional card fee
  • Interest rate: 19.90%
  • No balance transfer fee
  • Earn 1 point for every $2 spent
  • Individual or consolidated payments
  • Purchase protection & extended warranty
  • Zero liability on unauthorized purchases
  • Secure 24/7 online account access with MyCardInfo

Purchase Protection & Extended Warranty

Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer's warranty (up to one year) on purchases made with your card

View complete details of Purchase Protection & Extended Warranty coverage.


Annual Fee
Additional Card Fee
Interest Rate
Purchases & Fees 19.90%
Cash Advances 19.90%



Why not earn extra money for your business - simply by using your No Fee Cash Back Business Mastercard for purchases you already make?

  • Earn 1 point for every $2 spent

Terms & Conditions

Ready to apply? Getting a No Fee Cash Back Business Mastercard® with us is easy!


Applying for a No Fee Cash Back Business Mastercard® online just takes a few minutes.

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch phone numbers.


The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.