Valley First

Loans & Lines of Credit

All Valley First business loans & LOCs include:

  • Quick approval
  • Competitive rates
  • Insurance protection
  • Plus, we've got great, competitively
    priced commercial insurance packages to
    suit your unique needs.

Special Rates

We offer great rates on our business lending products!

Contact us

Agricultural Services

Our roots are in agriculture—many of our first members were poultry, dairy and orchard farmers. Today, we offer a full range of banking, insurance & financial planning services.

Loan & LOC Basics

Get some great information about credit ratings. Plus, you can find protection options and learn loan lingo.

Business LOC

  • Interest charged only on the funds you use
  • Flexible payment options
  • No prepayment penalties

Business Loan

  • Quick approval
  • Flexible payment options
  • No prepayment penalties

Letter of Credit

  • Quick approval
  • Increase your business opportunity
  • Guarantee payment with creditors

Equipment Leasing

  • Save taxes
  • Increase cash flow
  • Easier expense control

Ready to apply? Borrowing with Valley First is simple!


If you'd like to apply for a business loan, simply contact us and we'll handle the rest.

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the business loan application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.