Valley First

Junior Account

This account is right for you if:

  • you want a free savings account with no strings attached.
  • you don't just like your debit card, you LOVE your debit card.
  • you have no use for writing cheques. Talk about old-school.

Freeno monthly
account fee

25free transactions,
per month


Account Details

25 free debit transactions per month, including:

  • Interac® direct payments
  • Other debits and pre-authorized payments
  • Credit Union ATM withdrawals

Additional Features & Benefits

  • eStatement or paper statement available
  • Plus, you can rest easy knowing that your deposits are 100% guaranteed†


® Trade-Mark of Interac Inc. Used under licence

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.


Monthly Fee
Interest paid monthly on this account
Interac® direct payment $1.00
Other debits & pre-authorized payments $1.00
EXCHANGE® and ACCULINK® ATM withdrawal $1.00
Send Interac e-Transfer® $1.00
Request Interac e-Transfer® $1.00
Official cheque $8.00


Here is an easy access document that includes everything you need to know about the terms and conditions for this account. Read more (PDF).

Ready to apply? Opening an account with us is easy!


Open a new account online, or if you're already a member, contact your branch to add an account to your existing membership with us.

In Person

If you’re more comfortable coming in to see us, we’d be happy to open a new account for you or make changes to your existing account with us.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.