Valley First

Not sure which
card to pick?

See how our credit cards stack against each other and pick the one that's right for you.



Collabria Mastercard

24/7 Cardholder Service
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Lost Or Stolen Cards
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Check out answers to popular questions



Assurant Solutions

Auto Rental, Mobile Device, Purchase Protection, Extended Warranty
Canada and U.S.: 1-855-255-4037
International Collect: 1-613-634-4956

Desjardins Insurance

Health Care, Trip Cancellation/Interruption & Baggage
Canada and U.S.: 1-800-463-1623
International Collect: 1-418-647-5299
Mon.—Fri. 8:00am to 8:00pm EST
Sat. 8:30am to 4:30pm EST

24/7 Travel Assistance

Illnesses or Accidents that occur while traveling
Canada and U.S.: 1-844-234-6255
International Collect: 1-514-875-4126

Cash Back Mastercard®

This credit card is for you if:

  • you like a credit card that’s versatile and can do it all.
  • you like a no-fee card with a side of cashback rewards.
  • you can’t wait to DOUBLE your points at gas stations.


1 pt Per $1

19.90%Interest Rate


Card Details

  • No annual fee
  • No additional card fee
  • Interest rate: 19.90%
  • No balance transfer fee
  • Earn 1 point for every $1 spent
  • Earn DOUBLE points on gas purchases
  • Purchase protection & extended warranty
  • Mobile device protection
  • Zero liability for unauthorized transactions
  • Secure 24/7 online account access with MyCardInfo

Purchase Protection & Extended Warranty

Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer's warranty (up to one year) on purchases made with your card
  • Mobile Device Insurance up to $1,000 - cover the cost of your mobile device if purchased with your card or if you use your card to cover monthly phone bills
Click here for complete details of coverage.


Annual Fee
Additional Card Fee
Interest Rate
Purchases & Fees 19.90%
Cash Advances 19.90%



Points add up quickly, and there's no limit to the number of points you can earn. Redeem points for cash back in the form of an account credit.

  • Earn 1 point for every $1 spent on everyday purchases
  • Earn DOUBLE points on dollars spent at gas stations
  • 1% cash back

See Terms & Conditions for complete details.

Terms & Conditions

Ready to apply? Getting a Cash Back Mastercard® with us is easy!


Applying for a Cash Back Mastercard® online just takes a few minutes.

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you have questions about this credit card or any of our other products, here is a complete list of our branch phone numbers.


The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.