Valley First

Not sure which
card to pick?

See how our credit cards stack against each other and pick the one that's right for you.




Collabria Mastercard

24/7 Cardholder Service
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Lost Or Stolen Cards
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Classic Mastercard®

This credit card is for you if:

  • you need a credit card, not bells or whistles.
  • you don’t mind paying a small annual fee to get a lower interest rate.
  • you want that extra bit of insurance on the valuables you buy.


&Mobile Device



Card Details

  • $30 annual fee
  • $0 additional card fee
  • Interest rate: 11.90%
  • No balance transfer fee
  • Purchase protection & extended warranty
  • Mobile device insurance
  • Zero liability fraud protection
  • Secure 24/7 online account access with MyCardInfo

Purchase Protection & Extended Warranty

Whether you’re buying electronics, appliances or any other major purchase, you want to make sure you’re protected if something goes wrong. The Classic Mastercard adds an extra layer of protection for most of the items you buy.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer's warranty (up to one year) on purchases made with your card
  • Mobile Device Insurance up to $1,000 - cover the cost of your mobile device if purchased with your card or if you use your card to cover monthly phone bills

View full terms & conditions of Mobile Device, Purchase Protection & Extended Warranty Insurance


Annual Fee
Additional Card Fee
Interest Rate
Purchases & Fees 11.90%
Cash Advances 11.90%

Terms & Conditions

Ready to apply? Getting a Classic Mastercard® with us is easy!


Applying for a Classic Mastercard® online just takes a few minutes.

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you have questions about this credit card or any of our other products, here is a complete list of our branch phone numbers.


The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.