Valley First

Not sure which
card to pick?

See how our credit cards stack against each other and pick the one that's right for you.



Collabria Mastercard

24/7 Cardholder Service
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Lost Or Stolen Cards
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Check out answers to popular questions



Assurant Solutions

Auto Rental, Mobile Device, Purchase Protection, Extended Warranty
Canada and U.S.: 1-855-255-4037
International Collect: 1-613-634-4956

Desjardins Insurance

Health Care, Trip Cancellation/Interruption & Baggage
Canada and U.S.: 1-800-463-1623
International Collect: 1-418-647-5299
Mon.—Fri. 8:00am to 8:00pm EST
Sat. 8:30am to 4:30pm EST

24/7 Travel Assistance

Illnesses or Accidents that occur while traveling
Canada and U.S.: 1-844-234-6255
International Collect: 1-514-875-4126

US Dollar Mastercard®

This credit card is for you if:

  • you love to shop in the U.S. or online in U.S. dollars.
  • you fly down south more often than a Canada goose.
  • you don’t want to be surprised by the exchange rate.

$50 USDAnnual

1 pt Per $1 USD


Card Details

  • $50 USD annual fee
  • $35 USD additional card fee
  • Interest rate: 19.90%
  • Earn 1 point for every $1 USD spent
  • No conversion rates when paying bill online from our US Dollar account
  • No foreign transaction fees when making purchases in US funds
  • Purchase protection & extended warranty
  • Emergency health care coverage up to age 75
  • Trip cancellation & interruption insurance
  • Lost or delayed baggage coverage
  • Zero liability for unauthorized transactions
  • Secure 24/7 online account access with MyCardInfo

Purchase Protection & Travel Benefits

Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer's warranty (up to one year) on purchases made with your card
  • Emergency health care coverage up to $5,000,000
  • Trip cancellation and interruption insurance up to $2,000 when your travels are changed for a variety of reasons
  • Auto rental collision/loss insurance for vehicles rented up to 48 consecutive days
  • Baggage coverage for theft, damage or late delivery
  • Accident protection up to $1,000,000
  • 24/7 travel assistance

View complete details of Travel Insurance coverage.
View full terms & conditions of Auto Rental Collision/Loss Damage Insurance


Annual Fee
$50 USD
Additional Card Fee
$35 USD
Interest Rate
Purchases & Fees 19.90%
Cash Advances 19.90%



You’ll earn points on every qualified purchase, and there’s no limit on the amount of points you can earn. Best of all, you select how you want to redeem your points — cash, gift cards, merchandise or travel rewards.

  • Earn 1 point for every $1 USD spent

Explore the MySelect Rewards Catalog to see how you can spend your points.

See Terms & Conditions for complete details.

Ready to apply? Getting a US Dollar Mastercard® with us is easy!


Applying for a US Dollar Mastercard® online just takes a few minutes.

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you have questions about this credit card or any of our other products, here is a complete list of our branch phone numbers.


The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.