Valley First

Not sure which
card to pick?

See how our credit cards stack against each other and pick the one that's right for you.



Collabria Mastercard

24/7 Cardholder Service
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Lost Or Stolen Cards
Canada and U.S.: 1-855-341-4643
International Collect: 1-647-252-9564

Check out answers to popular questions



Assurant Solutions

Auto Rental, Mobile Device, Purchase Protection, Extended Warranty
Canada and U.S.: 1-855-255-4037
International Collect: 1-613-634-4956

Desjardins Insurance

Health Care, Trip Cancellation/Interruption & Baggage
Canada and U.S.: 1-800-463-1623
International Collect: 1-418-647-5299
Mon.—Fri. 8:00am to 8:00pm EST
Sat. 8:30am to 4:30pm EST

24/7 Travel Assistance

Illnesses or Accidents that occur while traveling
Canada and U.S.: 1-844-234-6255
International Collect: 1-514-875-4126

World Mastercard®

This credit card is for you if:

  • you’ve thought about declaring airplanes as your second home.
  • you want your annual fee to get you the best travel rewards.
  • you want some sweet travel insurance perks.


2 pts Per $1

19.90%Interest Rate


Card Details

  • $120 annual fee
  • $50 additional card fee
  • Interest rate: 19.90%
  • No balance transfer fee
  • Earn 2 points for every $1 spent
  • Price protection
  • Emergency health care coverage up to age 75
  • Trip cancellation & interruption insurance
  • Lost or delayed baggage coverage
  • 24/7 Travel assistance
  • Secure 24/7 online account access with MyCardInfo

Purchase Protection & Travel Benefits

Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer's warranty (up to one year) on purchases made with your card
  • Price protection service for up to 60 days from day of purchase
  • Emergency health coverage up to $5,000,000
  • Auto rental collision / loss insurance for vehicles rented up to 48 consecutive days
  • Accident protection while travelling by common carrier

View complete details of Purchase Protection, Price Protection Service & Extended Warranty
View details of Travel Insurance coverage.
View full terms & conditions of Auto Rental Collision/Loss Damage Insurance


Annual Fee
Additional Card Fee
Interest Rate
Purchases & Fees 19.90%
Cash Advances 19.90%



With your World Mastercard, you earn points just for using your card and all those points can be turned into travel rewards. You can also reward yourself with cash back, gift cards from top retailers or over 1,000 merchandise options.

  • Earn 2 points for every $1 spent on everyday purchases

Explore the MySelect Rewards Catalog to see how you can spend your points.

See Terms & Conditions for complete details.

Ready to apply? Getting a World Mastercard® with us is easy!


Applying for a World Mastercard® online just takes a few minutes.

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you have questions about this credit card or any of our other products, here is a complete list of our branch phone numbers.


The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.