Valley First

Loans

All Valley First loans include:

  • Quick and easy approval
  • Competitive rates
  • Loan protection
  • No prepayment penalties
  • Flexible payment terms

3.20%* Special Rate

Take advantage of this limited time offer—with a rate this great, you can afford that new sundeck!

Contact us

Loan Basics

Get some great information about credit ratings. Plus, you can find protection options and learn loan lingo.

Personal Loans

  • Flexible terms and rates
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

Vehicle Loans

  • Up to 7 year terms
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

TFSA Loans

  • Borrow up to $5,500
  • 12 month term
  • Payment deferral options
  • Low interest rates

RSP Loans

  • Borrow up to $23,820
  • 12 month term
  • Payment deferral options
  • Low interest rates

RSP Catch-up Loans

  • Borrow up to $50,000
  • Up to 15 year amortization
  • Payment deferral options

 

Consider Leasing

Your monthly lease payments are 30-60% lower than a loan, plus you'll get many other benefits. We offer preferred rates on a variety of new and pre-owned vehicles. Talk to us today.

*Rate is subject to change without notice and are available O.A.C. Terms and conditions may apply.

Ready to apply? Borrowing with us is simple!

Online

Applying for a loan online just takes a few minutes and just four easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.