Valley First

Primeline Home Equity LOC

This home equity line of credit is for you if:

  • you want to save money by combining your mortgage and loans at one low rate.
  • you want the convenience of deciding on where to spend your credit as you go.
  • you need money to build that new deck this summer.


Key Features & Benefits

  • Consolidate your mortgage, credit card debt and any other loans you may have into one line of credit.
  • You can borrow up to 80%* of the value of your home and use the funds to consolidate other debts.
  • You'll get flexibility in choosing your repayment terms
  • You can choose to buy a car, pay for home renovations, make investments or go on a dream vacation—all from the same mortgage umbrella.
  • Interest is calculated on the unpaid balance and charged to your account at the end of each month.

*Up to 75% for investment/rental properties. Maximum of 65% LTV can be structured as a non-amortizing line of credit.


Terms & Conditions

Here is an easy access document that includes everything you need to know about the terms and conditions for our Primeline home equity line of credit.

Residential Primeline® Loan Agreement

Ready to apply? Applying for a Primeline Home Equity LOC with us is simple.


Applying for a Primeline Home Equity LOC online just takes a few minutes and just a couple of easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to open a new account for you or make changes to your existing account with us.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.