Valley First

Boat Insurance

This insurance is for you if:

  • you own and operate a boat in B.C.
  • you want the accessories on your boat replaced if they get damaged or stolen.
  • you have better things to think about—like where to dock for lunch.


Key Features & Benefits

As a full service insurance broker, Valley First offers a variety of boat insurance policies. All policies feature:

  • Coverage available for small watercraft or large boats and everything in between
  • Choice of deductibles
  • All risk coverage
  • Agreed value coverage
  • Payment options through Smart Pay—Valley First's exclusive payment plan

In addition, the following coverage is available:

  • Insurance for accessories (i.e. motor, boat trailer)
  • Insurance for items left on the watercraft (i.e. fishing gear, life jackets)



As a full service insurance broker, Valley First will provide you with the best rates possible for the coverage you need.

General Costs

In general, several things contribute to the cost of boat insurance:

  • Where you live
  • Your claim record
  • The watercraft you drive
  • What type and how much additional coverage you choose

For more information on rates, call or visit a Valley First Insurance location today.


Things to Consider

  • Homeowner's insurance policies provide limited coverage for personal watercraft, however, it's important to be fully covered in the event of an accident.
  • The age and type of watercraft you own will affect the amount you pay for insurance.
  • You may have other accessories on your boat that should be insured (i.e. trailer, motor).

Payment Options

Methods of Payment

  • Pay upfront—if you've got the money saved, you can pay the premium in full on the policy effective date.
  • Pay monthly—take advantage of our Smart Pay option so that payments are more bearable.

We accept:

  • Cash
  • Personal Cheques
  • Debit Cards
  • MasterCard®
  • VISA


Need to make a claim?

To report your insurance claim, please contact us for assistance:

  • For emergency assistance, call: 1-877-817-8347 (24 hour service)
  • Email (non-emergency): (Monday-Friday: 8:30am-5:00pm)

To report your ICBC Autoplan insurance claim for your “boat trailer”, contact:

  • ICBC-Dial-a-Claim: 1-800-910-4222
  • Website:

Ready to get a quote? We provide simple insurance solutions to suit your needs—contact us today!


Contact us online and let us know what insurance coverage you’re looking for—we’d be happy to provide you with a quote.

In Person

If you’re more comfortable coming in to see us, we’d be happy to give you a quote in person and chat about your insurance needs.

By Phone

If you’d like to call us, here is a complete list of our insurance office numbers.