Valley First

Earthquake Insurance

Did you know:

  • 60% of British Columbians live in a region where some of the largest
    earthquakes occur.
  • according to the experts, there is a 30% chance of a
    mega thrust earthquake in the next 50 years.
  • the government will not provide financial support to anyone living
    in an area where earthquake insurance is available.


Key Features & Benefits

  • Covers loss or damage to your home and belongings in the event of an earthquake.
  • Covers living expenses you incur if you're unable to live in your home while it is being repaired.

All policies feature

  • Comprehensive replacement cost coverage
  • Choice of deductibles


As a full service insurance broker, Valley First will provide you with the best rates possible for the coverage you need.

General Costs

In general, several things contribute to the cost of earthquake insurance:

  • Construction type
  • Number of stories
  • Any detached structures
  • Where you live

Member Perk! Our members can save up to an EXTRA 20% on their home insurance with Right For Me™ home insurance—ask your insurance advisor about this exclusive member offer. Please note that the online quote reflects the 20% discount.

For more information on rates, call or visit an Valley First Insurance location today.

Be Prepared

Helpful Tips for Homeowners

Check out these simple things you can do today so that you're prepared for an earthquake if it hits:

  • Create an earthquake kit which includes water, non-perishable food, medications, important documents, first-aid supplies, a utility knife, a flashlight and a change of clothes.
  • Consider keeping some food, water and supplies in your vehicle—you may not be able to get home for a couple of days.
  • In the event of an evacuation, it's a good idea to pick a meeting place for you and your family in case you get separated—plan a couple of routes in case there are blocked roads.
  • Make a list of emergency contacts so that these numbers will be handy if you need them.


Need to make a claim?

No problem. Here's how to report or inquire about your insurance claim.

Ready to get a quote? We provide simple insurance solutions to suit your needs—contact us today!


Contact us online and let us know what insurance coverage you’re looking for—we’d be happy to provide you with a quote.

In Person

If you’re more comfortable coming in to see us, we’d be happy to give you a quote in person and chat about your insurance needs.

By Phone

If you’d like to call us, here is a complete list of our insurance office numbers.