Valley First

Long Term Care

This insurance is for you if:

  • you'd like to face your retirement years without fear.
  • you feel that your health may result in a loss of income.
  • you have better things to worry about—like how to entertain your
    grandchildren this weekend.

Overview

Key Features & Benefits

Should you experience a serious health setback and be unable to care for yourself, it:

  • Offsets the costs associated with receiving ongoing health care at home, in a nursing home or assisted living facility
  • Provides a daily benefit that allows you, your spouse or your family to choose the type of care that’s most appropriate for your circumstances
  • Allows your spouse to continue living in the manner to which he/she is accustomed
  • Preserves your assets (including your home and savings)
  • Benefits your family by taking the financial worry out of long-term health care, and providing alternatives to at-home care by family members

There are many options for life insurance coverage, so it's a great idea to chat with one of our life & disability specialists to see how we can suit your needs.

Rates

As a full service insurance broker, Valley First will provide you with the best rates possible for the coverage you need.

General Costs

In general, several things contribute to the cost of long-term care insurance:

  • The health of the individual
  • Family health history
  • Your age
  • Your occupational class
  • The benefit amount

For more information on rates, contact one of our life & disability specialists

Payment Options

Methods of Payment

  • Pay upfront—if you've got the money saved, you can pay the premium in full on the policy effective date.
  • Pay monthly—take advantage of our Smart Pay option so that payments are more bearable.

We accept:

  • Cash
  • Personal Cheques
  • Debit Cards
  • MasterCard®
  • VISA

Claims

Need to make a claim?

  • For emergency assistance, call:1-877-817-8347
  • For non-emergency claims, please contact any of our insurance locations.

Ready to get a quote? We provide simple insurance solutions to suit your needs—contact us today!

Online

Contact us online and let us know what insurance coverage you’re looking for—we'd be happy to provide you with a quote.

In Person

If you're more comfortable coming in to see us, we'd be happy to give you a quote in person and chat about your insurance needs.

By Phone

If you’d like to call us, one of our life & disability specialists will be happy to help you.