$5,000 Investment Offer Terms and Conditions

Valley First Term Deposit Offer

 

    Terms and Conditions

     

  1. The $5,000 Investment Offer (the “Offer”) is open only to a resident of British Columbia who is at least 19 years of age on the date that he or she enters the contest.
  2. To qualify for this offer a Personal Investment Plan (PIP) must be booked and completed at an Envision Financial, Valley First or Enderby & District Financial location or a Financial Snapshot booked and completed at an Island Savings branch between January 2, 2017 & March 31, 2018.
  3. This contest is open only to individuals; no groups, organizations, or other non-natural persons are eligible to enter or to win.
  4. Directors, employees, contractors, agents and other representatives, and their respective immediate families, of First West Credit Union, First West Insurance Services Ltd. or any of their affiliates, divisions, or promotional agencies are not eligible to enter or win.
  5. One (1) entry is granted, for every valid PIP or Financial Snapshot that is completed in accordance with these rules.
  6. No purchase is necessary to enter this contest. To enter without completing a PIP or Financial Snapshot, see Section 25 of these rules. To be eligible, a completed entry must be received by First West Credit Union during the Contest Period.
  7. In order to claim a prize, a prospective winner must first correctly answer a time-limited mathematical skill-testing question.
  8.  

    Prizes

  9. There are four (4) prizes available to be won. The prize awarded consists of one (1) $5,000 investment deposited into a StepUp® 18Plus18 term deposit at First West Credit Union. Island Savings will offer one (1) $5,000 prize, Valley First and Enderby and District Financial will be combined to offer one (1) $5,000 prize and the Envision Financial will offer two (2) $5,000 prizes.
  10. The winner must, by Friday, April 20, 2018 have claimed his or her prize. If such winner does not claim his or her prize by this date, his or her prize is forfeited.
  11. First West Credit Union reserves the right to substitute a prize of equal value without liability or further notice. The prize must be accepted by the winner(s) in the individual winner’s name, and is not transferable. The prize must be accepted as awarded.
  12.  

    Determination of Winner

  13. One random draw will be conducted on Friday, April 6, 2018 at 2:00 p.m., by a First West Credit Union representative from all entries made during the Contest Period.
  14. The first entrant of the draw whose eligible entry is drawn and who correctly answers the skill-testing question, and who otherwise complies with these rules, will be the winners.
  15. The chances of winning depend upon the number of eligible entries made during the Contest Period.
  16. A First West Credit Union representative will contact the prospective winners by telephone on Monday, April 9, 2018, to arrange for the administration of the skill-testing question and the awarding of the prize upon compliance with these rules. If a prospective winner is not eligible or is not otherwise confirmed as a winner, or cannot be contacted by telephone after reasonable efforts, as determined by First West Credit Union in its sole discretion, for a period of ten (10) days from and including the date his or her entry is drawn, then he or she will be disqualified and his or her drawn entry will be disregarded and another entry will be drawn instead from the remaining entries in accordance with these rules.
  17.  

    General

  18. By entering this contest, each and all entrants agree to abide by and be bound by these rules. Any award of the prize(s) is conditional upon compliance with these rules and the winner(s) signing any further releases required by First West Credit Union, including any Contest and Photography Release form, confirming his or her agreement to abide by and be bound by these rules and accepting the prize as offered.
  19. All entries and prospective entries become the property of First West Credit Union and will not be returned. Information on First West Credit Union use of personal information in connection with this contest and other matters is contained in the privacy policy.
  20. First West Credit Union is not responsible for any individual not entered, or entries or prospective entries lost, stolen, misdirected, damaged or delayed, for any reason whatsoever. No communication with entrants will be entered into except with the prospective winners.
  21. This contest is subject to all federal, provincial, and other laws applicable in British Columbia. Void where prohibited.
  22. Each winner consents to the use by First West Credit Union or any other subsidiary of First West Credit Union, of his or her name, municipality of residence, photograph, voice and statements without charge or compensation other than the prize awarded.
  23. All decisions of the contest’s judge(s) appointed by First West Credit Union with respect to all aspects of this contest are final.
  24. None of First West Credit Union, or any other subsidiary companies of First West Credit Union, or any of their respective directors, officers, employees, agents, or other representatives will be responsible for injuries, accidents, loss or misfortune relating to the prize awarded, a winner’s use of the prize awarded and/or otherwise resulting from this contest. The winner agrees to indemnify and save harmless First West Credit Union, or any other subsidiary companies of First West Credit Union and each of their respective directors, officers, employees, agents and other representatives (and each of them) of and from all claims, demands, proceedings, liabilities and costs whatsoever relating to the prize awarded, a winner’s use of the prize awarded and/or resulting from this contest, including without limitation legal costs on a solicitor-and-client basis.
  25. Without limiting anything else contained in these rules, First West Credit Union and its affiliated companies, and their respective directors, officers, employees, agents, and other representatives are not liable if for any reason this contest is not capable of being completed in accordance with these rules, including without limitation for reasons relating to technical failures, the loss or non-existence of communications capability, computer virus or tampering, or any other cause.
  26. First West Credit Union reserves the right, at its sole discretion, to cancel, modify, terminate or suspend this contest, in whole or in part, if any event or any human intervention corrupts or affects the administration, security, impartiality or the normal running of this contest as provided for in these rules.
  27. By entering this contest, you acknowledge that you have read, understood and agreed to be bound by these contest rules and regulations.
  28.  

    No Purchase Entry

  29. To enter without completing a Personal Investment Plan or Financial Snapshot, an individual must use the following procedure:
    1. Hand print the following information on a postcard:
      i. “$5,000 Investment Contest”;
      ii. Entrant’s Name;
      iii. Entrant’s City, Town or other Municipality of Residence in B.C.;
      iv. Entrant’s Phone Number(s); and
      v. Entrant’s Age;
    2. Mail the originally hand-printed postcard (i.e. not a copy), with the correct postage affixed, to:
    First West Credit Union
    $10,000 Investment Contest
    c/o Marketing
    6470 – 201 Street
    Langley, BC
    V2Y 2X4

     

    One (1) entry will be granted, for each entry received by First West Credit Union in accordance with this Section 25. Only originally hand-printed entries (that are readily identifiable as such) will be accepted. Any purported entry that appears in the absolute discretion of the contest’s judge(s) to be a copy or printed other than by hand will not be accepted. Drop off entries will not be accepted.