Valley First

Term Deposit Rates

Our Current Rates

Promotional Investment Rates

(Rates effective 03-04-2017)
18 month non-redeemable term deposit 1.55%
StepUp® 18Plus18 - first 18 months 0.50%
StepUp® 18Plus18 - second 18 months 2.80%
StepUp® 18Plus18 - average rate 1.65%

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View winwin™ term deposit rates

Non-Redeemable

(Rates effective 07-02-2017)
Non-registered, RSP, TFSA, RESP, RIF, LIF
30-59 days 0.20%
60-89 days 0.20%
90-119 days 0.20%
120-179 days 0.20%
180-269 days 0.25%
270-364 days 0.25%
1 Year 0.95%
2 Year 1.10%
3 Year 1.15%
4 Year 1.25%
5 Year 1.50%

Redeemable

(Rates effective 07-02-2017)
Non-registered, RSP, TFSA, RESP, RIF, LIF
1 year 0.70%
2 year 0.85%
3 year 0.90%
4 year 1.00%
5 year 1.25%

Cashable

(Rates effective 07-02-2017)
Non-registered, RSP, TFSA, RIF, LIF
StepUp® 9Plus9 (first 9 months) 0.50%
StepUp® 9Plus9 (second 9 months) 2.30%
StepUp® 9Plus9 (average rate) 1.40%
12-Month Cashable (redeemable after 30 days) 0.65%
StepUp® 18Plus18 (first 18 months) 0.50%
StepUp® 18Plus18 (second 18 months) 2.80%
StepUp® 18Plus18 (average rate) 1.65%

U.S. Term Deposits

(Rates effective 24-08-2014)
30-59 days 0.05%
60-89 days 0.10%
90-119 days 0.15%
120-179 days 0.25%
180-269 days 0.40%
270-364 days 0.45%

The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.

Term rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.

*Rate is effective June 1, 2016 and is subject to change without notice. Interest rate is per annum. Current High Interest Savings Account rate = 0.60%. New money bonus interest rate = 1.40%. Terms and conditions apply.