Valley First

Insurance During Retirement

It's just as important to have your assets protected when you're retired as it was when you were a full-time wage earner. Consider some insurance changes you may need to make.


Being protected

All your life you were a wage earner and you made sure that if anything happened to you, your family would be able to continue living the same lifestyle that they were used to. But once you retire, it's still important to think about protecting your assets. Valley First can help you ascertain whether or not you have the right type, and amount, of insurance to let you and your family rest easy.

Life insurance

A good life insurance policy will cover many of the expenses and concerns that will arise when you die. It will protect your assets for your heirs and continue any income for the people who depend on it. It will also cover funeral costs, legal and executor fees, as well as pay any taxes you owe at death.


Choose the investment option which best fits your risk profile. Most universal life policies let you choose a savings account, GIC, or index based investments.

Health insurance

Just as with life insurance, you'll benefit greatly from obtaining a health insurance policy early. This type of coverage can be a great help if you become sick and need special medical care. A good policy can help cover the costs of prescription medications or any medical supplies you need. It will also cover extended hospital stays and any special home care that you may require.

Know your needs

Make sure you choose the policies that are right for you and your family, and don't get talked into getting more than you need. We can help you find good insurance coverage you can afford.


Have a question? Simply contact us and we'll provide you with the information you're looking for.


Use our contact form to send us a message—we'll be sure to reply to you with the details you're looking for shortly.

In Person

If you're more comfortable coming in to see us, we'd be happy to chat with you about the questions you have.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.