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MASTERCARD® BALANCE TRANSFER OFFER


PAY LESS INTEREST


Transfer your existing credit card balance from another financial institution to a new or existing Valley First or Enderby & District Financial Mastercard® credit card and you can enjoy a low 3.9% rate on balance transfers for six months* from the time of each transfer.

 


3.9%


BALANCE TRANSFERS FOR 6 MONTHS

 
 
 


KEEP MORE MONEY IN YOUR WALLET

Pay less interest by rolling your balances into one card with one low rate, and save your money for the things that really matter to you.

How to accept the special balance transfer offer
  • Existing cardholders
    • If you already have one of the applicable credit cards, request a balance transfer in branch, via MyCardInfo or by calling cardholder support at 1-855-341-4643.
  • New cardholders 
    • Apply for any of the applicable credit cards (all personal and business Valley First and Enderby & District Financial Mastercard credit cards are eligible for the offer with the exception of the US Dollar Mastercard)
    • Once you receive and activate your new card, request a balance transfer in branch, via MyCardInfo or by calling cardholder support at 1-855-341-4643.
  • Offer available on all personal and business Valley First Mastercard credit cards except the US Dollar Mastercard. Equivalent Enderby & District Financial personal and business credit cards excluding the US Dollar Mastercard are also eligibile for this limited time offer.

  • A minimum balance of $500 for the first and subsequent transfers is required to qualify for the introductory rate.
  • The promotional 3.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically.
  • Offer is available from February 1, 2022 to December 31, 2022.

 

 


The Valley First and Enderby & Financial Mastercards are issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. 


​*Offer terms and conditions

This offer is available from Februuary 1, 2022 to December 31, 2022 on all consumer and business credit card accounts except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 3.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details reagarding Collabria cards that are eligible for this offer. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100. There is no balance transfer fee.

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 3.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period between February 1, 2022 to December 31, 2022. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Collabria credit card.

This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.

In order to receive the promotional 3.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more. The minimum transfer amount without promotional offers is $100.