FLEX MASTERCARD

Your card. Your rewards. Your way.


THIS CARD IS FOR YOU IF:


✔   You want an interest rate that reflects your good credit rating.

✔   You follow economic trends and want to take advantage of a low prime rate.

✔   You want a card with a low annual fee but also with rewards.




$40 

Annual Fee




1 pt 

For Every $1 Spent


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IT'S EASY TO APPLY

Our secure online application is easy and quick and you can do it from the comfort of your home.

FLEX MASTERCARD®

Card Details
Fees
Rewards
Terms & conditions


​KEY FEATURES


  • $40 annual fee
  • $0 additional card fee
  • Variable interest rate: PRIME + (6.90% - 15.90%)*
  • No balance transfer fee
  • Interest rate is based on your credit rating PLUS the prime rate and will change with the prime rate
  • Earn 1 point for every $1 spent
  • Secure 24/7 online account access with MyCardInfo


*Annual interest rate is calculated at the time of the credit check.

PURCHASE PROTECTION & EXTENDED WARRANTY


Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer's warranty (up to one year) on purchases made with your card
  • Mobile Device Insurance up to $1,000 - cover the cost of your mobile device if purchased with your card or if you use your card to cover monthly phone bills


View full terms & conditions of Mobile Device, Purchase Protection & Extended Warranty Insurance


​FEES


Annual Fee
$40
Additional Card Fee
$0
Interest Rate
Purchases & Fees: Prime+ (6.90% - 15.90%)
Cash Advances:  Prime+ (6.90% - 15.90%)
View full terms & conditions



​REWARDS


With your FlexRate Mastercard, you earn points just for using your card and you choose how to use your reward points. You can reward yourself with travel rewards, cash back, gift cards from top retailers or over 1,000 merchandise options.

  • Earn 1 point for every $1 spent on everyday purchases


Explore the MySelect Rewards Catalog to see how you can spend your points.

See Terms & Conditions for complete details.



​LOOKING FOR THE FINE PRINT?


FlexRate Mastercard Terms And Conditions

FlexRate Mastercard Mobile Device, Purchase Protection & Extended Warranty Insurance

FlexRate Mastercard Cash Rewards Terms & Conditions


The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.



NOT SURE YET?


         

         

MANAGE YOUR CARD ONLINE

Log into MyCardInfo to review your transactions, set up alerts, view rewards point balance, and more. 


COLLECT POINTS WITH A FLEXRATE MASTERCARD FROM VALLEY FIRST

From travel rewards, or gift cards from top retailers, to over 1,000 merchandise options - you choose how you want to use your reward points.

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WE'RE HERE FOR YOU

Everything is easier with a little help.

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