Your card. Your rewards. Your way.
✔ You want an interest rate that reflects your good credit rating.
✔ You follow economic trends and want to take advantage of a low prime rate.
✔ You want a card with a low annual fee but also with rewards.
*Annual interest rate is calculated at the time of the credit check.
Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.
With your FlexRate Mastercard, you earn points just for using your card and you choose how to use your reward points. You can reward yourself with travel rewards, cash back, gift cards from top retailers or over 1,000 merchandise options.
Explore the MySelect Rewards Catalog to see how you can spend your points.
See Terms & Conditions for complete details.
The Valley First Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Log into MyCardInfo to review your transactions, set up alerts, view rewards point balance, and more.