BUSINESS INSURANCE

We insure more than your business. We insure your livelihood.

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PROTECTING YOUR BUSINESS

You worked hard to grow your business; don't leave it vulnerable. Our insurance solutions can help protect what you've built.

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YOUR MOST VALUABLE ASSETS

Can your business survive if you or other key employees were unable to work? The unexpected can happen—our insurance solutions can help cover your business expenses as well as protect the people who drive success.

Talk to one of our life & disability specialists. They will work with you to select the policy best suited to your business needs.

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COVERAGE OPTIONS


Critical Illness Insurance

Critical Illness insurance pays a significant lump sum, tax-free benefit to you if you are diagnosed with a condition covered in your policy and survive 30 days after diagnosis. You can choose coverage from $25,000 up to $2 million and use the benefits however you wish:

  • Go out of the country for medical treatment or pay for private nursing
  • Modify your home or move to a home more appropriate for your condition
  • Stay home longer before returning to work
  • Allow a family member to take a leave from work to help you recover
  • Pay off your mortgage and bills, or even retire early


Additional optional features
  • Return of Premium at Surrender will reimburse your premiums if you are not diagnosed with a critical illness after a certain period of time, usually 15 years or at a specified age
  • Return of Premium at Death will refund premiums paid to your estate or named beneficiary if you pass away without becoming eligible for the insurance benefit
  • Children’s Critical Illness riders can provide insurance for all of your children under a certain age with one small additional premium

Key Person Insurance

Key Person insurance is designed to protect the health of your business in the event that you, or another crucial employee, pass away or are no longer able to work.

  • This is a life or disability policy placed on you (the owner), a director or an employee of your company who is crucial to your business, where the business or a related party (such as a shareholder or lender) is the beneficiary.
  • The policy would provide funds to your business to give it time to react to your absence, or the absence of another critical employee. It could be used to pay off debts or finance losses.


​EXCITING NEWS!

Valley First Insurance is now part of Westland Insurance Group Ltd.


Effective October 1, 2019, auto, home, business and travel insurance will be offered by Westland Insurance Group Ltd. If you have any questions regarding your existing auto, home, business or travel policies, please contact any of the Valley First Insurance locations.



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​NEED TO MAKE AN INSURANCE CLAIM?

Get all the information you need, including online forms, emergency contact numbers, email options and detailed information about the claims process.

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YOUR PURCHASES ARE PROTECTED

Our credit cards offer Purchase Protection & Extended Warranty so your purchases are protected.

A $6 CHEQUING ACCOUNT WITH SWEET APPEAL

The BizSimple™ Low Fee Business Account has all the ingredients you need.

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WE'RE HERE FOR YOU

Everything is easier with a little help.

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