Valley First

Credit Cards

All Valley First MasterCard® products include:

  • Rewards program
  • Chip protection
  • Instant ATM cash access
  • 24-hour lost/stolen
    card assistance

CHOICE REWARDS®

Use your MasterCard® to collect points for cash rewards, travel, valuable merchandise and more.

Learn more

World Elite
MasterCard®

  • 2 points for every $1 spent
  • Optional 2% cash back
  • Travel Insurance

Gold
MasterCard®

  • Optional CHOICE REWARDS®
  • Travel health plan
  • MasterPurchase®

Low Fee Gold MasterCard®

  • Optional CHOICE REWARDS®
  • Accidental Death Insurance
  • MasterPurchase®

No Fee
MasterCard®

  • No annual fee
  • CHOICE REWARDS®
  • MasterTrip®

Low Fee
MasterCard®

  • Optional CHOICE REWARDS®
  • MasterPurchase®
  • MasterTrip®

Student
MasterCard®

  • Optional CHOICE REWARDS®
  • MasterPurchase®
  • MasterTrip®

Ready to apply? Borrowing with us is simple!

Online

Applying for a credit card online just takes a few minutes with a few easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.