WIRE TRANSFERS

Send money anywhere across the world in a bank-to-bank transfer.

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SENDING MONEY WITHIN CANADA


If you would like to send money within Canada, an Interac e-Transfer® may be the simplest option: all you need is the recipient's email address or mobile phone number. It's fast, secure and with our Simply Free Account®, it's FREE.


These are the transaction limits for sending an Interac e-Transfer:​


Time period

Maximum amount

Per Transaction
$10,000
Per Day
$20,000
Per 7 Days
$50,000
Per 30 Days
$100,000

SENDING A WIRE TRANSFER


​If you need to send more money than the above Interac limits or send money outside of Canada, a wire transfer is a great option.

Visit us in branch and we'll be glad to help you out.


We'll ask you for the below information about the beneficiary, so be sure to have those handy: 

  • Name, full address and date of birth

  • Account number

  • Branch number and full address

  • Institution number

  • Swift code / BIC / IBAN code

  • Routing number

  • Correspondent bank information for international wires*

What is a correspondent bank? In many international transfers, a correspondent or intermediary bank is used if the sending financial institution and the receiving financial institution don't have a direct relationship. A correspondent bank works as a middleman between the two banks and will often charge an additional fee which will vary per transaction.

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RECEIVING A WIRE TRANSFER

If you're expecting a wire transfer, you will need to provide the sender with the following information:

  • Your full name and address.
  • Your banking information, including the transit number, financial institution number and your account number.


The following is additional information that will be required:


Please note: If the wire transfer doesn't include all the necessary originator and beneficiary information, this may result in the refusal of the wire and the return of funds to the originator. A $25.00 service fee will be charged on all incoming wires where originator information is missing. Valley First will not be responsible for payment delays or payment cancellations due to missing information. 


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WE'RE HERE FOR YOU

Everything is easier with a little help.

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