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Learn what it means to be a federal credit union including benefits and risks, voting details and the proposed bylaws at keepgrowing.ca.

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WHY CHOOSE US

 

It’s worth it, to all of us.​​

We are a financial cooperative.​​

You may have heard of cooperatives. Some of them sell sporting goods, some of them sell groceries or fuel. All of them are about people achieving more together than they can on their own. As a financial cooperative, we’re like that too. ​​

When you join our credit union you are a member, not a customer, and that makes all the difference. Our members are our owners and have an equal say in how our credit union operates, no matter their balance. ​​

Our members empower us to put people before profits and work in their true interests. By providing world-class banking services, the best financial advice in Canada and an approach that centres around our members, we simplify lives, helping members and communities thrive.​​

grandpa and grandson building a model airplane
 


What does this mean for your financial wellbeing? 

​It’s simple. Your goals are our goals. We grow when you grow. It’s a partnership, not a transaction.

 

 

YOU​

Our expert financial advice focuses on your evolving financial needs, not making short-term profits for faraway shareholders.

 


YOUR MONEY

​Our profits are reinvested into our membership through free day-to-day banking, low-fee business accounts and great rates.

 


YOUR COMMUNITY​

Enjoy competitive returns knowing your deposits help us support organizations that strengthen your local businesses and community.

 

2021 Community Support

How we've supported our communities in 2021

Valley First Community Partnerships: $88,293

Support to 27 organizations creating good things in our communities:

  • West Kelowna Warriors
  • Beacons Furry Foundation Society
  • Creative Okanagan
  • Metis Community Services Society of BC
  • Pacific Sport Okanagan
  • Purppl Community Enterprise Accelerator


Valley First Simple Generosity Donations: $115,989

Support to 17 organizations helping our communities thrive including:

  • Habitat for Humanity Okanagan
  • The Bridge Youth & Family Services Society
  • The Foundry
  • Women's Enterprise Centre


Feed the Valley Signature Cause: $283,961

Raising food, funds and awareness for food banks serving Valley First communities.


First West Foundation | Valley First Community Endowment: $76,500

First West Foundation is the charitable arm of Valley First, providing grants to organizations which help our communities thrive.

Support to 6 charities which promote resilient & sustainable Valley First communities including:

  • Autism BC
  • Karis Support Society
  • Kelowna Community Resources
  • YMCA of Okanagan


First West Foundation | Community Response Fund Grants: $28,000

Support to 2 charities impacted by COVID 19 that provide food security and/or basic needs.

  • Kelowna Meals on Wheels
  • KCR Community Resources

Enderby & District Financial Community Partnerships: $22,750

  • A.L. Fortune Secondary School
  • Dan Botkin Memorial Scholarship Fund
  • Enderby & District Arts Council
  • Enderby & District Community Resource Centre
  • Kingfisher Interpretive Centre


Enderby Simple Generosity Grants: $26,475

  • Enderby & District Community Resource Centre
  • Enderby and District Art Council Society
  • Endebry Preschool Society
  • Feed Enderby and District Food Bank Society
  • Splatsin Society


First West Foundation | Enderby Financial Community Endowment: $28,868

First West Foundation is the charitable arm of Enderby & District Financial, providing grants to organizations which help our communities thrive.

  • Literacy Alliance of the Shuswap Society
  • Enderby & District Community Resource Centre
  • Kingfisher Interpretive Centre

Valley First Community Partnerships: $39,750

Support to 4 organizations creating good things in our communities including:

  • Purppl Community Enterprise Accelerator
  • Kamloops Curling Club
  • Royal Inland Hospital Foundation


Valley First Simple Generosity Donations: $33,750

Support to 5 organizations helping our communities thrive including:

  • BC Wildlife Kamloops
  • YMCA Kamloops
  • Community Futures Development Corp of Central Interior First Nations


Feed the Valley Signature Cause: $283,961

Raising food, funds and awareness for food banks serving Valley First communities.


First West Foundation | Valley First Community Endowment: $10,000

First West Foundation is the charitable arm of Valley First, providing grants to organizations which help our communities thrive.

Support to one charity which promote resilient & sustainable Valley First communities:

  • Hopewell Clinic & Pregnancy Care Centre Society


First West Foundation | Community Response Fund Grants: $10,000

Support to one charity impacted by COVID 19 that provide food security and/or basic needs.

  • Interior Community Services

Valley First Community Partnerships: $15,000

Support to 9 organizations creating good things in our communities:

  • Armstrong Spallumcheen Chamber of Commerce
  • Lumby & District Health Services Xray Clinic
  • Bottman Sports, Youth & Family programs
  • United Way British Columbia


Valley First Simple Generosity Donations: $48,500

Support to 8 organizations helping our communities thrive:

  • Armstrong Library
  • BGC Okanagan
  • Community Futures North Okanagan
  • Project Literacy Central Okanagan Society
  • Nature Conservancy of the North Okanagan


Feed the Valley Signature Cause: $283,961

Raising food, funds and awareness for food banks serving Valley First communities.


First West Foundation | Valley First Community Endowment: $35,500

First West Foundation is the charitable arm of Valley First, providing grants to organizations which help our communities thrive.

Support to 5 charities which promote resilient & sustainable Valley First communities:

  • Mothers Against Drunk Drivers
  • BeaYOUtiful Foundation
  • Canadian Mental Health Association
  • NexusBC Community Resource Centre
  • Archway Society for Domestic Violence


First West Foundation | Community Response Fund Grants: $10,000

Support to one charity impacted by COVID 19 that provide food security and/or basic needs.

  • Vernon Upper Room Mission Society

Valley First Community Partnerships: $53,763

Support to 24 organizations helping our communities thrive:

  • Sen Pok Chin Elementary School
  • OSNS Child & Youth Development Centre
  • Okanagan Hockey Community Foundation
  • Princeton Leaders for Literacy
  • Activate Penticton


Valley First Simple Generosity Donations: $81,876

Support to 21 organizations helping our communities thrive including:

  • John-Alison Elementary School
  • Princeton Secondary School
  • Vermilion Forks Elementary
  • Keep the Cold Off Penticton
  • South Okanagan Immigrant & Community Services
  • OneSky Community Services


Feed the Valley Signature Cause: $283,961

Raising food, funds and awareness for food banks serving Valley First communities.


First West Foundation | Valley First Community Endowment: $48,430

First West Foundation is the charitable arm of Valley First, providing grants to organizations which help our communities thrive.

Support to 4 charities which promote resilient & sustainable Valley First communities:

  • Mothers Against Drunk Drivers
  • South Okanagan Immigrant & Community Services
  • Penticton and Area Access Centre
  • Penticton Recovery Resource Centre


First West Foundation | Community Response Fund Grants: $78,500

Support to 11 charities impacted by COVID 19 that provide food security and/or basic needs.

  • Desert Valley Hospice Society
  • Highway to Healing Support Society
  • Desert Sun Counselling & Resource Centre
  • Princeton & District Community Services
  • South Okanagan Loss Society
  • Penticton & District Community Arts Council
  • South Okanagan Seniors Wellness Society
 


THE ADVANTAGES OF BANKING WITH US

 
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Members vote for directors at board elections, giving you a say in how our credit union operates.

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Expert financial advice and local decision making to meet your financial needs as they evolve.

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Free day-to-day personal banking including free Interac e-Transfer®.

24/7 secure online and mobile app banking.

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We partner with local organizations to create good things in our communities.

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Your deposits are 100% protected up to any amount by the Credit Union Deposit Insurance Corporation of British Columbia.

​Become a member

Reach your financial goals and strengthen your community – that’s banking with purpose. Discover the benefits of belonging to a financial cooperative. Open a Simply Free Account® today or call 1-888-597-8083 to get started.

Become a business member

Whether you’re a small business starting out or a large established operation, we have the right products, services and advice for you. Let us help you reach new levels of success. 


From November 1, 2021, to November 21, 2021, the members of First West Credit Union voted on special resolutions that, among other things, authorize First West to apply to become a federal credit union under the Bank Act. If First West becomes a federal credit union, it will automatically become a member of the Canada Deposit Insurance Corporation (CDIC) and Credit Union Deposit Insurance Corporation of British Columbia deposit insurance will no longer apply. See attached Notice for further detail on what this change means to your deposits with First West.

 
 

 

Explore our products and services

 

 
Paulo Araujo

 

 

“We are champions of the extraordinary potential that lives within every member.  Valley First is committed in providing the advice that will make a meaningful difference in their financial success while partnering to help our communities thrive.”

 

Paulo Araujo, President

 

​Valley First in the community

Our Make a Difference Days encourage employees to volunteer in their communities with local non-profit agencies.  We're boots on the ground, supporting a wide variety of community projects.  Since 2007, we've taken part in 597 projects and served 10,936 hours.

Our commitment to equity, inclusion and diversity

Valley First's foundational values demand that we, as an organization, actively strive for equity, inclusion and diversity. We believe in cultivating an environment in which every employee, member and community partner—both present and future—is valued for their uniqueness and is empowered to thrive.

 

We believe in the power of partnership, working together to achieve social impact and make a difference in our communities.

 
 
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Through our partnership with the First West Foundation, ​$1,719,391 has been granted from the foundation’s endowments and charitable giving campaigns in 2021.

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Our employees spent 980 hours helping those in need and building our local communities in 2021.

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We are on a mission to raise food, funds and awareness for our local food banks. In 2021 alone, we provided 577,262 meals through our Signature Cause, Feed The Valley.

 

Valley First, a division of First West Credit Union, acknowledges that we have privilege of doing business on the traditional and unceded territory of Secwepemcúl'ecw (Secwépemc), Syilx tmixʷ (Okanagan), and Nłeʔkepmx Tmíxʷ (Nlaka'pamux) Peoples.

Enderby & District Credit Union, a division of First West Credit Union, acknowledges that we have privilege of doing business on the traditional and unceded territory of Syilx tmixʷ (Okanagan) and Secwepemcúl'ecw (Secwépemc) Peoples.