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Explore your options with our mortgage calculator

In your search for the right home and mortgage solution, it's good to know how much you can borrow and what your monthly payments will be. Our mortgage calculator has the right features to help give you an idea.


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Enter your household income, estimated expenses and down payment amount to find out what how much mortgage you can afford.

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​Payment Options

Calculate your regular mortgage payments, based on the amount, rate, payment frequency and mortgage term.

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Discover how much you'll save with different prepayment options and amounts and see how much faster you could be mortgage-free.



For your convenience, our current rates are populated in the mortgage calculator already, but you can also view our mortgage rates here.


​This calculator is simply a tool you can use for illustrative purposes and is not intended to provide investment advice. The applicability and accuracy of the calculations are not guaranteed.


Ready to get started?

To see how our mortgage solutions can work for your specific needs, connect with one of our mortgage specialists. Apply for your mortgage online, call our Member Advice Centre at 1-888-597-8083, or visit us in branch.
You can also send us a note and let our experts get in touch to kick off the conversation or book an appointment for you.



Featured advice



Explore more expert advice

Whether you're buying your first home or your next home, renewing or switching your mortgage - we have the right advice for your next steps.



Rates are subject to change without notice and are available on approved credit. Terms and conditions may apply.

*The fixed mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. A premium may be applied to the rates for all other mortgages. Please visit a branch or call us at 1-888-597-8083 for further details.

**This insured mortgage rate is only available to members with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions. Mortgage default loan insurance is required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protect lenders against mortgage default, and enables consumers to purchase homes with a minimum down payment. The premium is calculated based on a percentage of the amount borrowed. Your premium can be paid upfront in a single lump sum payment, or it can be added to the total balance of your mortgage and included in your monthly payments – in this case, interest will apply to the premium as well. The minimum down payment requirement for mortgage default insurance depends on the purchase price of the home. For a purchase price of $500,000 or less, the minimum down payment is 5%. When the purchase price is above $500,000, the minimum down payment is 5% for the first $500,000 and 10% for the remaining portion. Mortgage default insurance is available only for properties with a purchase price or as-improved/renovated value below $1,000,000.