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Because we understand that your farming business is more than just a business, it's a way of life.



Farming and agribusiness have been at the heart of our cooperative since our inception in 1947. Today, we remain committed to the farmers and agriculture businesses in our communities throughout the Thompson, Okanagan and Similkameen valleys.

Whether you’re raising dairy cows in Armstrong, growing cherries for export in Oliver, packing apples in Keremeos or producing wine grapes in Naramata, we will be right beside you as you cultivate your future. 



Successful agricultural operations are based on thoughtful planning and an abundance of patience and hard work. You’ve taken great care to grow your agribusiness, let our experts help you further your vision and your legacy. We provide simple advice on your business, financial and estate planning needs.

We will be here at every stage of your growth with a full suite of products and services.  

Everything you need


Regardless of the size or specialty of your agribusiness, we have market-leading low-cost business banking products and free day-to-day personal banking options.  

Whether you need land and building mortgages or working capital for equipment or livestock purchases, our local decision-making gives us the flexibility to develop funding solutions for you.  

Get a high return on your savings with a matching government contribution that is accessible when you see small income declines. 


5 Financial Planning Tips

From supply chain disruptions to labour shortages, COVID-19 has introduced some major challenges to the agricultural industry.

However, it’s also highlighted its resilience and brought renewed awareness to the global importance of agriculture. While 2020 was the year of a pandemic we never saw coming, there are some ways to make things less uncertain ahead.

family picking blueberres


Our shared roots in agriculture and commitment to help our members and communities flourish, made a partnership with 4-H Club of BC a natural fit. Along with building awareness of agriculture, the 4-H club plays a pivotal role with youth in our communities supporting, inspiring and educating them to be good citizens and reach their full potential.

Our partnership will allow us to support ongoing programming to develop future community leaders through both funding and participation through volunteerism.




Our roots are in agriculture
We’ve been serving our local communities since 1947, when the farming community came together and founded a credit union to meet their unique needs. Thanks to our members and commitment to our remarkable service, we’ve reached over $11 billion in assets and continue to grow. 

We help our members and communities thrive
As a financial cooperative, we are member-owned. This means a portion of our profits go back to our members and communities. Like you, we live and work here, so investing in our communities is at the cornerstone of who we are. We are neighbours helping neighbours.  

We have local decision-making
From Princeton to Kamloops, we have the best interests of our members and communities at heart. Our decision-makers live here too and will meet you from across the table not from across the country.  

Committed partners with expert advice
Your financial life is at the centre of everything we do. Our regional team of agribusiness specialists will take the time to get to know you and your business. Whether you are just starting out, expanding your operations or preparing to hand it over the next generation. From your business operations to your personal finances, we are here to support what matters to you.  


Whether you’re a small business starting out or a large established operation, Valley First has the right products, services and advice for you. Let us help you reach new levels of success.