Q: I already have a mortgage with a different lender. Can I get cash back?
A: Yes you can. If you switch your existing mortgage of $150,000 or more from another financial institution to Valley First or Enderby & District Financial, you can qualify for cash back, pending you meet the eligibility requirements.
Q: What type of mortgages qualify for the cash back offer?
A: The offer is available on residential closed fixed rate mortgages with a minimum term of 3 years as well as the 5-year closed variable rate mortgage.
Q: When will I receive my cash back?
A: The $1,000 will be deposited into your chequing account at Valley First or Enderby & District Financial within 5 days of your mortgage being funded.
Q: I already have a mortgage at Valley First or Enderby & District Financial. Can I get this offer if I refinance my mortgage?
A: Refinances and renewals on existing mortgages are not eligible for this offer.
Q: What happens to my cashback if I close my mortgage before the end of my mortgage terms?
A: If you close your mortgage prior to the end of the term, you will be asked to repay the cashback amount in full.
Q: How do I take advantage of this offer?
A: Apply for mortgage pre-approval online or call us at 1-888-597-8083 to get started.