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Referral Perks®


Earn $100* for you and your friend for every successful referral.

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Get more with a HISA


Grow your savings faster with a High Interest Savings Account.




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11 Ways to stick to your budget


Strategies to help you jump start your savings, reach your goals and thrive.




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Protect your information
Learn ways to safeguard your money and information.

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Round up and save with BIGChange®

Automatically round up your purchases and save effortlessly.

Earn up to 40,000 Flex Rewards Points**

Offer valid until October 31, 2025**.
**Terms and conditions apply.


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Rewards Calculator


Estimate your monthly spending to calculate how many points you can earn annually! Earn on grocery, transit, dining, entertainment, and more!




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Understanding your credit score


Let's look at what makes a good score, how it’s calculated, where you can check yours, and why it all matters.




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Need help choosing a card?
Use our card selector.

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No interest, no worries

Transfer your balance and enjoy 0% interest for the first 12 months*.

WIN $4,000*


You’ll automatically be entered for a chance to win $4,000* when you renew or refinance your mortgage with us before December 1, 2025.

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Loans for whatever life throws at you


Let us help you choose the borrowing solution that’s right for you.




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Being a first-time home buyer is exciting


Explore these government incentive programs that support first-time-home buyers.




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Mortgage calculator
Find out what mortgage amount you can afford and what your mortgage payment schedule will be.

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Get $1,000* when switching your mortgage to us

With competitive rates and an extra $1,000 in your pocket, being a member has never been so rewarding.

Earn 3.18%* with a 1-year term deposit


Find a term deposit/GIC that fits your financial goals.

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Registered savings plans


Explore how a tax-efficient way to grow you money can fit into your financial plan.




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Term deposits guide


Term deposits offer a simple way to grow your money while working toward your financial goals.




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Planning & advice that grows with you
Whether you're starting out or seeking guidance, our advisors help your goals take flight.

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Invest with confidence on Canada’s #1 online trading platform

Manage your own investments confidently with low fees through direct investing.

Switch your POS and save with Clover


If we can't beat your fees, earn a $1,000* Visa gift card. Terms and conditions apply

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Bank accounts for small business or corporations


Find the account you need to reach your goals and run your business.




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Remote cheque deposit


Skip the lineups and deposit cheques to your business account from your home or office.



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Talk to a business advisor
Get tailored solutions that empower you and your business.

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Getting a residential mortgage as an entrepreneur

Being ready for lender requirements can help you get the right mortgage.

TFSAs vs. RRSPs


Depending on your financial situation, one may be a better option for you.

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Building and protecting your wealth


A solid plan helps grow, protect, and preserve your wealth at every stage.




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Keep track of your money more easily


Set up alerts and stay up to date on your spending, account balance, unusual transactions and more.



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Protect your information
Learn ways to safeguard your money and information.

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Six money-saving tips you need to know

We’ve highlighted six key habits of financially successful people—see which ones you do already and which to try.

 

Why choose Valley First

Valley First, a proud division of First West Credit Union, combines the personalized approach of local banking with the resources to help you flourish.

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Effortless banking

Bank online, on our app, on the phone or in person.

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Convenient locations

Access 45 branches across BC and thousands of credit union ATMs across Canada.

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Personalized Care

Meet experts who listen to your needs and care about your financial well-being.

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Personalized Advice

Get FREE access to expert financial advisors to help you build your future.

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  We’re going Federal

Learn more about First West's application to become a federal credit union. See the Notice Pursuant to the Disclosure on Continuance Regulations for changes in deposit insurance.