We are committed to safeguarding your personal and financial information. One of our most important objectives is ensuring that your online and mobile banking experience is as safe and secure as possible. Learn more about our security measures.
DO MORE WITH INTERAC E-TRANSFER
With features like Request Money and Autodeposit, Interac e-Transfer is now even more convenient.
GET PAID EASILY WITH REQUEST MONEY
With Request Money, you can send a request for payment to your clients for the work you’ve done.
You can add a personalized message, note the invoice number, and when a recipient fulfills your requests, the money is automatically deposited into your account.
MAX LIMIT PER REQUEST: $3,000
RECEIVE PAYMENT FASTER WITH AUTODEPOSIT
Get your money without lifting a finger. With Autodeposit, there’s no need to log in to online banking or answer security questions.
Once you register your email address, anytime a customer sends you payment, the money will be automatically deposited into your account.
MAX LIMIT PER TRANSFER: $10,000

SEND PAYMENT INSTANTLY ANYTIME
Sending money via Interac e-Transfer is one of the simplest ways to pay people for the work they've done.
Quicker than cheques and easier than cash, it’s fast becoming a preferred method for small businesses and sole proprietors to get paid on time every time.
MAX LIMIT PER TRANSFER: $10,000
All you need is the recipient's email address or mobile phone number. Plus, the money you send does not travel by email or text message but via secure banking procedures, making Interac e-Transfer not just simple and quick but secure as well.
TRANSACTION LIMITS | SEND | RECEIVE |
---|---|---|
Per Transaction | $10,000 | $10,000 |
Per Day | $20,000 | $20,000 |
Per 7 Days | $50,000 | $140,000 |
Per 30 Days | $100,000 | $600,000 |
The limits are shared across all of the above Interac features.
How to send or receive money safely
Interac e-Transfers are protected by multiple layers of security, making the service one of the most secure money transfer services globally. As your financial institution, we do everything we can to protect your accounts online, but fraudsters are always coming up with new ways to gain access to your money.
Online security is a team effort and you play a leading role in protecting yourself from e-Transfer scams. By following some simple steps, you can safeguard your money and your information.
How we're protecting you
How you can protect yourself
An Interac e-Transfer transaction cannot be reversed once a recipient has deposited the funds. Here are simple steps that you can take to protect yourself online.
- Keep your online banking information safe — Choose strong and unique passwords, use them only for your online banking and never share them.
- Enable 2-step verification (also known as two-factor authentication) — Our new online banking experience offers an added layer of protection with 2-step verification. You'll receive a one-time verification code to your phone or email that you enter along side your password to log in to online banking.
- Set up account alerts — You’ll instantly get an email or a text when important activity happens on your account. You'll know if someone other than you has logged in, changed the password, or created a new Interac e-Transfer recipient.
- Beware of Phishing scams — We will never email you or ask you for your banking details. If you get an email or a phone call from us asking for your banking information, it is likely a scam. Contact our Member Advice Centre to verify before sharing any details.
- Sign up for Autodeposit — That way, Interac e-Transfers sent to your email address will automatically be deposited into your bank account without the need for a security question.
Learn more about what you can do to keep yourself secure while online and mobile banking.