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PERSONAL ACCOUNTS

Chequing Account
Made for everyday life
$0
monthly fee
up to
$9
maximum monthly debit transaction* fees
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No minimum balance
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First 12 debit transactions* FREE
Savings Account
Earn maximum interest on every dollar
$0
monthly fee
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No minimum balance
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1 FREE debit transaction* per month
Savings Account
Helps you achieve your financial goals
$0
monthly fee
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No minimum balance
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2 FREE debit transaction* per month
Chequing Account
Deposit, withdraw and pay in US dollars
$0
monthly fee
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No minimum balance
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2 FREE debit transaction* per month
Savings Account
Earn interest on your registered deposits
$0
monthly fee
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No minimum balance
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Available for RRSP
Savings Account
Get closer to owning your dream home
$0
monthly fee
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$1,000 bonus** towards a down payment
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$100 minimum initial deposit

Convenience when you need it

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Pay your bills, check your balance, transfer money and more.

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Pay with your debit or credit card, Apple Pay, Google Pay or Samsung Pay.

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A convenient and reliable way to access your money sooner.​

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Put your savings on auto pilot with BIGChange®, our rounding up tool.

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Deposit a cheque on the go and save valuable time.

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Stay informed on account activity with instant account alerts.

 

Automate the switch to Valley First

Transfer all your pre-authorized payments and deposits from other financial institutions to your Valley First account automatically with ClickSWITCH®.

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Not sure which account is right for you?


We can help. Call us at 1-888-597-8083, our advisors are happy to help you find the right solution.

To see how our accounts compare with accounts at other financial institutions, use the Financial Consumer Agency of Canada Account Comparison Tool.

 

*Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Envision Financial credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

**View Home Sweet Bonus for full terms and conditions

Product terms, features and fees are subject to change, and we will provide appropriate notice as applicable and as may be required. Debit transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.