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Once you're a member, you can open your non-registered term deposit/GIC in online banking. If you're already a member, log in now to open your account and start earning interest right away.


Reward your inner-saver with these supercharged GICs and watch your savings grow.

1-year Non-Redeemable Non-Registered GIC

4.75

2-year Non-Redeemable Non-Registered GIC

4.50

*Advertised interest rates are subject to change at any time without notice. Interest rate is expressed as an annual rate and is paid at maturity.

With guaranteed-return term deposits (also known as GICs) you get peace of mind knowing that your investment will earn a guaranteed interest rate, no matter what the market is doing.

  • Term: 1 or 2 years
  • Minimum deposit: $500
  • Non-redeemable prior to maturity
  • Also available for: TFSA, RRSP, RRIF and LIF. Contact us for registered term deposit rates and to purchase as a registered product.


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How to open your term deposit/GIC



Have a question or want to become a member?

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Why choose us?

Enjoy competitive rates knowing our profits are reinvested into strengthening your local businesses and community.

Learn more about the Financial Co-operative difference